Cash Flow Tracker
Track what comes in, what goes out, and what’s left to grow.
A simple, supportive tool to help you spend less than you earn — one month at a time.
✅ What You'll Get
• A private Google Sheet you fully control
• A clear layout to track income, expenses, and net cash flow
• A monthly habit that builds financial awareness and confidence
• A Yearly Summary tab to see your progress over time
🧠 Why It Matters
Most people don’t know where their money goes.
This tracker helps you change that — gently, consistently, and without judgment.
• See whether you’re spending less than you earn
• Spot patterns in your habits
• Make better decisions with clarity
• Build momentum month by month
📘 What’s Inside
Your Cash Flow Tracker includes:
• Instructions tab with step‑by‑step guidance
• Monthly sheets for tracking income and expenses
• Automatic calculations for net cash flow
• Yearly Summary tab to visualize your progress
Everything updates automatically. You just enter your numbers.
🛠️ How to Use It
1. Make a copy of the tracker
2. Choose your month and start entering income and expenses
3. Review your net cash flow at the top of the sheet
4. Watch your Yearly Summary update as you go
You can update daily, weekly, or monthly — whatever fits your rhythm.